How to get BankID in Norway
Get BankID in Norway: contact a bank, prepare accepted identity documents and activate the app. Check D-number and foreign-passport requirements.
Read guidePractical guides for life in Norway
Clear explanations to help you ask the right questions before choosing a financial product.
BankID and identity
BankID with a D-number
Can you get BankID with a D-number? Check October 2026 rules, the different published bank requirements and what to ask before applying.
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BankID identity check with a foreign passport
Asked to verify identity in the BankID app? Check how foreign passports are used, what Only check means and where to get help if scanning fails.
Read guideBank accounts and documents
Open a bank account without BankID in Norway
You can apply for a Norwegian bank account without already having BankID. DNB offers a manual form you complete yourself. Check the documents and setup fee before applying. An account, bank login and BankID are separate services.
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Bank account for refugees without a valid passport
Refugee or asylum seeker without a valid passport? Check DNB’s manual account process, alternative documents and the separate BankID decision.
Read guidePhones and instalments
iPhone instalments in Norway
Buying an iPhone in instalments in Norway? Check total price, subscriptions, BankID and current OneCall, Telenor and Telia conditions.
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Phone instalments without BankID
Can you finance a phone without BankID in Norway? Check Klarna’s actual process, questions for the store and alternatives without new credit.
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Instalments or a credit card?
Using instalments or a credit card for a larger purchase? Compare effective interest, total repayment, fees and terms after a payment deferral.
Read guideCredit cards and costs
Before you apply for a credit card
Check the published conditions before applying. Meeting them does not guarantee that the issuer will offer you credit.
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What effective interest really means
Look at the interest rate, fees and repayment conditions together. A card with no annual fee can still have borrowing costs.
Read guideCash withdrawals with a credit card
Check credit-card cash withdrawal fees, interest from the withdrawal date, ATM charges and foreign-exchange costs before taking out money.
Read guideHow to repay a credit card
Check the full credit-card bill, due date and repayment terms. Find official debt-advice help if the amount is difficult to pay.
Read guideCredit-card fees abroad
Check currency markup, merchant conversion and ATM costs when using a Norwegian credit card abroad. Compare the verified card terms.
Read guideCredit-card interest-free periods
Understand when a credit-card interest-free period applies, how the billing date changes its length and why cash or some cards differ.
Read guideCredit-card limits and a mortgage
Learn why an unused credit-card limit can matter to a mortgage assessment. Check registered credit and ask the issuer to correct or close limits.
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Credit card application declined: what to do next
Credit-card application declined in Norway? Clarify the lender’s decision, check recorded information and review your finances before applying again.
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Credit card with payment remarks
Applying for a credit card with payment remarks in Norway? Check issuer restrictions, how to inspect records and where to get free debt advice.
Read guideMoney transfers
Send money from Norway abroad
Check the recipient amount, exchange rate, fees and estimated arrival before sending money from Norway. Use the provider’s current quote.
Read guideSend money from Norway to Poland
Check the confirmed Norway–Poland route, the recipient’s PLN amount and the delivery details before sending.
Read guideSend money from Norway to Ukraine
Check two confirmed Ukraine routes and compare the recipient currency, quoted cost and delivery details.
Read guideSend money from Norway to Lithuania
Check the confirmed Norway–Lithuania route, the EUR received and the Lithuanian recipient’s details.
Read guideSend money from Norway to Somalia
Check the confirmed Somalia route, the quoted receiving currency and the local delivery option the recipient can use.
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