Credit cards and costs · Norge

Credit cards with travel insurance

Compare cards whose issuer confirms included travel insurance, then check whether your trip meets the policy conditions.

Credit cards · Norge

Compare credit cards

Real conditions. Published costs. No promise of approval.

8 · Published card conditions; this is not a comparison of the entire market. How we compare

Avida Gebyrfri Gold

Avida Gebyrfri Gold

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example23.4 %
Credit limit Not verified. Ask the provider.
Cost example

Effective interest rate: 23.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,780 kr. Total repayment: 16,780 kr.

Bank Norwegian-kortet

Bank Norwegian-kortet

  • No annual fee
  • Travel insurance, subject to conditions
  • CashPoints or cashback programme
> 18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example24.4 %
Credit limitUp to 150,000 kr
Cost example

Effective interest rate: 24.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,849 kr. Total repayment: 16,849 kr.

Ikano Visa

Ikano Visa

  • No annual fee
  • Travel insurance, subject to conditions
BankID200,000 kr
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to50 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example24.55 %
Credit limitUp to 100,000 kr
Cost example

Effective interest rate: 24.55 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 2,001 kr. Total repayment: 17,001 kr.

Morrow Bank kredittkort

Morrow Bank kredittkort

  • No annual fee
  • Travel insurance, subject to conditions
  • Mobile wallets
20 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to50 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example28.77 %
Credit limitUp to 100,000 kr
Cost example

Effective interest rate: 28.77 %. Borrowed amount: 12,000 kr / 12 months. Borrowing cost: 1,726 kr. Total repayment: 13,726 kr.

re:member black

re:member black

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 years
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example29.89 %
Credit limitUp to 150,000 kr
Cost example

Effective interest rate: 29.89 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,695 kr. Total repayment: 16,695 kr.

SAS Amex Elite

SAS Amex Elite

  • Travel insurance, subject to conditions
  • EuroBonus points, subject to programme terms
Last checked: Source
Annual fee6,900 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example32.69 %
Credit limit Not verified. Ask the provider.
Cost example

Effective interest rate: 32.69 %. Borrowed amount: 130,000 kr / 12 months. Borrowing cost: 20,827 kr. Total repayment: 150,827 kr.

SAS Amex Premium

SAS Amex Premium

  • Travel insurance, subject to conditions
  • EuroBonus points, subject to programme terms
Last checked: Source
Annual fee1,800 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example25.28 %
Credit limit Not verified. Ask the provider.
Cost example

Effective interest rate: 25.28 %. Borrowed amount: 95,000 kr / 12 months. Borrowing cost: 11,977 kr. Total repayment: 106,977 kr.

TF Bank Mastercard

TF Bank Mastercard

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to43 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example26.69 %
Credit limitUp to 200,000 kr
Cost example

Effective interest rate: 26.69 %. Borrowed amount: 25,000 kr / 12 months. Borrowing cost: 3,337 kr. Total repayment: 28,337 kr.

Effective interest includes borrowing fees. Paying in full by the due date may avoid purchase interest; check the card conditions. Examples use different borrowed amounts. Their total costs are not directly comparable.

No affiliate links are connected yet. Links currently take you directly to the provider.

Activate the cover correctly

Included insurance is conditional. Check which travel expenses must be paid with the card, the required share of those expenses and when the relevant policy applies. Bank Norwegian’s qualifying payment rules changed for journeys booked from August 2026. A payment percentage on its own cannot establish that a trip is covered.

SourceBank Norwegian included travel insurance and new terms from August 2026 ·

Match the policy to the trip

Read the current insurance document for the insured people, trip length, destination, age limits, medical exclusions and cancellation cover that matter to you. The cards in this list do not necessarily provide the same protection. A benefit name is not evidence that your particular loss would be reimbursed.

SourceBank Norwegian included travel insurance and new terms from August 2026 · Morrow Bank credit card, prices and eligibility · TF Bank Mastercard product, price list and application FAQ · Ikano Visa: product, insurance and conflicting age requirements ·

Check the card cost as well

Insurance should be assessed alongside membership charges, foreign-exchange markup and repayment terms. Start with a card’s details and follow the issuer’s policy link before booking. A covered trip does not make borrowing or cash withdrawals interest-free.

SourceAmerican Express Norway: SAS Amex Premium prices and representative example · American Express Norway: SAS Amex Elite prices and representative example · TF Bank Mastercard product, price list and application FAQ ·

Your next step

Eligibility conditions do not guarantee approval.

Before you apply for a credit card

How we compare

We display provider-published prices and conditions, link to original sources, and record when they were checked. Unknown requirements are marked for verification. No paid ranking or invented scores.

How we compare