Credit cards and costs · Norge

Credit cards by purchase interest rate

Compare published nominal purchase rates, with fees and repayment conditions visible beside them.

Credit cards · Norge

Compare credit cards

Real conditions. Published costs. No promise of approval.

11 · Published card conditions; this is not a comparison of the entire market. How we compare

re:member gold

re:member gold

  • No annual fee
  • Mobile wallets
18 years
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example20.15 %
Credit limitUp to 150,000 kr
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Cost example

Effective interest rate: 20.15 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,215 kr. Total repayment: 16,215 kr.

Instabank kredittkort

Instabank kredittkort

  • No annual fee
  • Discount programme
23 yearsBankID250,000 kr
Last checked: Source
Annual fee0 kr+ 40 kr / per month
Interest-free period for purchases0 days
Effective interest in the provider’s example22.85 %
Credit limitUp to 100,000 kr
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Cost example

Effective interest rate: 22.85 %. Borrowed amount: 45,000 kr / 12 months. Borrowing cost: 5,219 kr. Total repayment: 50,219 kr.

Interest accrues from the first day; no interest-free period.
SAS Amex Classic

SAS Amex Classic

  • No annual fee
  • EuroBonus points, subject to programme terms
Last checked: Source
Annual fee0 krFrom 2026-11-01: 360 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example21.27 %
Credit limit Not verified. Ask the provider.
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Cost example

Effective interest rate: 21.27 %. Borrowed amount: 50,000 kr / 12 months. Borrowing cost: 5,357 kr. Total repayment: 55,357 kr.

SAS Amex Premium

SAS Amex Premium

  • Travel insurance, subject to conditions
  • EuroBonus points, subject to programme terms
Last checked: Source
Annual fee1,800 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example25.28 %
Credit limit Not verified. Ask the provider.
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Cost example

Effective interest rate: 25.28 %. Borrowed amount: 95,000 kr / 12 months. Borrowing cost: 11,977 kr. Total repayment: 106,977 kr.

SAS Amex Elite

SAS Amex Elite

  • Travel insurance, subject to conditions
  • EuroBonus points, subject to programme terms
Last checked: Source
Annual fee6,900 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example32.69 %
Credit limit Not verified. Ask the provider.
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Cost example

Effective interest rate: 32.69 %. Borrowed amount: 130,000 kr / 12 months. Borrowing cost: 20,827 kr. Total repayment: 150,827 kr.

Avida Gebyrfri Gold

Avida Gebyrfri Gold

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example23.4 %
Credit limit Not verified. Ask the provider.
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Cost example

Effective interest rate: 23.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,780 kr. Total repayment: 16,780 kr.

Bank Norwegian-kortet

Bank Norwegian-kortet

  • No annual fee
  • Travel insurance, subject to conditions
  • CashPoints or cashback programme
> 18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example24.4 %
Credit limitUp to 150,000 kr
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Cost example

Effective interest rate: 24.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,849 kr. Total repayment: 16,849 kr.

Ikano Visa

Ikano Visa

  • No annual fee
  • Travel insurance, subject to conditions
BankID200,000 kr
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to50 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example24.55 %
Credit limitUp to 100,000 kr
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Cost example

Effective interest rate: 24.55 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 2,001 kr. Total repayment: 17,001 kr.

TF Bank Mastercard

TF Bank Mastercard

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to43 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example26.69 %
Credit limitUp to 200,000 kr
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Cost example

Effective interest rate: 26.69 %. Borrowed amount: 25,000 kr / 12 months. Borrowing cost: 3,337 kr. Total repayment: 28,337 kr.

Morrow Bank kredittkort

Morrow Bank kredittkort

  • No annual fee
  • Travel insurance, subject to conditions
  • Mobile wallets
20 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to50 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example28.77 %
Credit limitUp to 100,000 kr
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Cost example

Effective interest rate: 28.77 %. Borrowed amount: 12,000 kr / 12 months. Borrowing cost: 1,726 kr. Total repayment: 13,726 kr.

re:member black

re:member black

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 years
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example29.89 %
Credit limitUp to 150,000 kr
Visit providerDetails
Cost example

Effective interest rate: 29.89 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,695 kr. Total repayment: 16,695 kr.

Effective interest includes borrowing fees. Paying in full by the due date may avoid purchase interest; check the card conditions. Examples use different borrowed amounts. Their total costs are not directly comparable.

No affiliate links are connected yet. Links currently take you directly to the provider.

Understand the order of the list

This list orders known nominal purchase rates. It does not rank the total cost of borrowing the same amount on every card. The issuers’ representative examples use different principals and can include different charges. An unknown rate is not treated as zero or as a cheaper offer.

Sourcere:member gold: prices, full example and eligibility · Instabank credit card: current Visa product, prices and eligibility · Bank Norwegian credit card product and pricing ·

Check when interest starts

A lower purchase rate is only one part of the decision. Instabank has no interest-free purchase period and publishes a monthly statement fee. Other products have a conditional interest-free period for purchases. Whether you repay in full or carry a balance changes which terms matter most.

SourceInstabank credit card: current Visa product, prices and eligibility · Instabank credit-card agreement and BankID signature · Morrow Bank credit card, prices and eligibility ·

Compare a realistic repayment plan

Read the full credit example and ask the issuer for the cost of your intended amount and repayment period. Cash withdrawals and transfers can have separate interest rules. Do not infer that the first card in this list is the cheapest for your own borrowing or that you will receive its maximum limit.

Sourcere:member gold: prices, full example and eligibility · TF Bank Mastercard product, price list and application FAQ · Bank Norwegian credit card product and pricing ·

Your next step

Eligibility conditions do not guarantee approval.

Before you apply for a credit card

Compare credit cards

Credit cards without an annual feeCredit cards with travel insuranceCredit cards with cashback and discountsCredit cards by purchase interest rateCredit cards with EuroBonus points

How we compare

We display provider-published prices and conditions, link to original sources, and record when they were checked. Unknown requirements are marked for verification. No paid ranking or invented scores.

How we compare