Last updated:
May suit
- You repay purchases in full by the due date.
- You want to assess travel insurance in a card without an annual fee.
What to watch for
- Cash withdrawals accrue interest from day one.
- An old cashback review does not establish a current offer.
- Currency markup is 1.75%, and nominal cash-withdrawal interest is 26.9%.
Assess the current card, not historic rewards
Morrow was previously Komplett Bank, and older reviews describe different rewards arrangements. No current cashback rate has been verified from issuer information, so historic rewards are not included as a benefit. Compare documented costs, insurance and interest-free terms instead. A customer comment about an old scheme is not an updated price list.
Purchases and cash have different costs
Up to 50 interest-free days applies to purchases if the whole invoice is paid on time. Cash withdrawals accrue interest from day one even though the bank charges no withdrawal fee. Nominal purchase interest is 24.9%. Read the full representative example before comparing cards, especially if you expect to repay over several months.
Application and insurance requirements
The issuer requires applicants to be at least 20, registered as resident in Norway and without payment remarks. The online application uses BankID and the bank assesses credit individually. D-number acceptance, minimum residence duration and a numerical minimum income have not been confirmed. Travel insurance requires at least 50% of the journey to be paid with the card, subject to the rest of the policy.
Questions and answers
Does Morrow Bank pay cashback?
A current cashback rate has not been verified from issuer information. Do not rely on historic Komplett or Morrow reviews as confirmation of a present reward.
Are ATM withdrawals free?
The bank charges NOK 0 for a withdrawal, but interest starts on day one. An ATM owner may charge separately, and foreign currency attracts a markup.
Can a recent arrival obtain the card?
You must meet requirements including age, registered residence and payment history. Credit assessment determines the offer. D-number acceptance and minimum residence duration remain unconfirmed, so ask the bank directly.
