Credit cards and costs · Norge

Credit cards with cashback and discounts

Separate money credited to your card bill from shop discounts and travel points before comparing rewards.

Credit cards · Norge

Compare credit cards

Real conditions. Published costs. No promise of approval.

5 · Published card conditions; this is not a comparison of the entire market. How we compare

Avida Gebyrfri Gold

Avida Gebyrfri Gold

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example23.4 %
Credit limit Not verified. Ask the provider.
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Cost example

Effective interest rate: 23.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,780 kr. Total repayment: 16,780 kr.

Bank Norwegian-kortet

Bank Norwegian-kortet

  • No annual fee
  • Travel insurance, subject to conditions
  • CashPoints or cashback programme
> 18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example24.4 %
Credit limitUp to 150,000 kr
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Cost example

Effective interest rate: 24.4 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,849 kr. Total repayment: 16,849 kr.

Instabank kredittkort

Instabank kredittkort

  • No annual fee
  • Discount programme
23 yearsBankID250,000 kr
Last checked: Source
Annual fee0 kr+ 40 kr / per month
Interest-free period for purchases0 days
Effective interest in the provider’s example22.85 %
Credit limitUp to 100,000 kr
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Cost example

Effective interest rate: 22.85 %. Borrowed amount: 45,000 kr / 12 months. Borrowing cost: 5,219 kr. Total repayment: 50,219 kr.

Interest accrues from the first day; no interest-free period.
re:member black

re:member black

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 years
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to45 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example29.89 %
Credit limitUp to 150,000 kr
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Cost example

Effective interest rate: 29.89 %. Borrowed amount: 15,000 kr / 12 months. Borrowing cost: 1,695 kr. Total repayment: 16,695 kr.

TF Bank Mastercard

TF Bank Mastercard

  • No annual fee
  • Travel insurance, subject to conditions
  • Discount programme
18 yearsBankID
Last checked: Source
Annual fee0 kr
Interest-free period for purchasesUp to43 daysFull repayment by the due date, subject to card conditions.
Effective interest in the provider’s example26.69 %
Credit limitUp to 200,000 kr
Visit providerDetails
Cost example

Effective interest rate: 26.69 %. Borrowed amount: 25,000 kr / 12 months. Borrowing cost: 3,337 kr. Total repayment: 28,337 kr.

Effective interest includes borrowing fees. Paying in full by the due date may avoid purchase interest; check the card conditions. Examples use different borrowed amounts. Their total costs are not directly comparable.

No affiliate links are connected yet. Links currently take you directly to the provider.

Identify the type of benefit

Bank Norwegian offers a choice between cashback and CashPoints. Cashback can reduce the card bill; CashPoints are travel-programme points. Other cards publish selected-shop or category discounts. These benefits have different redemption rules and cannot be added together as if they were the same cash return.

SourceBank Norwegian: cashback earning, exclusions and bill redemption · re:member black: prices, full example and eligibility · Instabank credit card: current Visa product, prices and eligibility · TF Bank Mastercard product, price list and application FAQ ·

Check eligible purchases

Read the programme rules before calculating a return. Bank Norwegian excludes cash withdrawals, bill payments and money transfers from cashback earning. A shop discount may require a particular link or purchase process, while a category offer may change. A benefit not documented in the product record is not counted as a guaranteed reward.

SourceBank Norwegian: cashback earning, exclusions and bill redemption · re:member black: prices, full example and eligibility · Instabank credit card: current Visa product, prices and eligibility ·

Compare rewards with costs

Interest, recurring charges and foreign-exchange costs can exceed a reward. Compare ordinary spending you already expect to make and the way you plan to repay it. Choose a product only after checking both its reward conditions and its full credit example.

SourceBank Norwegian credit card product and pricing · Instabank credit card: current Visa product, prices and eligibility ·

Your next step

Eligibility conditions do not guarantee approval.

Before you apply for a credit card

Compare credit cards

Credit cards without an annual feeCredit cards with travel insuranceCredit cards with cashback and discountsCredit cards by purchase interest rateCredit cards with EuroBonus points

How we compare

We display provider-published prices and conditions, link to original sources, and record when they were checked. Unknown requirements are marked for verification. No paid ranking or invented scores.

How we compare